Virtual Plus Call Us Now: 877-269-0609 In partnership with Mutual Health Insurance

Terms of Use

Effective Date: March 1, 2026
Last Updated: March 1, 2026

Welcome to Ideal Health Benefits, doing business as Virtual Plus (“Company,” “we,” “us,” “Our”).
We operate the website http://www.getvirtualplus.com (this “site”), as well as any other related product or service that refer or link to these legal terms (the “Legal Terms”) (collectively, the “services”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to all of these Terms, you must not access or use the Website. Virtual Plus helps consumers find affordable healthcare for themselves and their family.
You can contact us by mail to 4300 N University Drive Suite E103, Lauderhill, FL 33351

1. Acceptance of Terms

By using the Website in any manner, you acknowledge that you have read, understand, and agree to these Terms and our Privacy Policy. If you are using the Website on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

2. Changes to Terms

We may modify these Terms at any time. When we do, we will revise the “Last Updated” date at the top of these Terms. Your continued use of the Website after any changes constitutes acceptance of the new Terms.

3. Eligibility

You must be at least 18 years old to use the Website. By using the Website, you represent and warrant that you meet this requirement.

4. Use of the Website

  • Permitted Use: You may access and use the Website solely for your personal, non-commercial use and in compliance with these Terms.
  • Prohibited Conduct: You agree not to:
    • Violate any applicable laws or regulations;
    • Impersonate any person or entity;
    • Interfere with the security or operation of the Website;
    • Reverse engineer, decompile, or disassemble any portion of the Website;
    • Use automated means (e.g., bots, scrapers) to access or collect data from the Website.

5. Quotes and Information

The Website provides quotes for health insurance products and related information for individuals and families. All quotes and information are for general informational purposes only and do not constitute legal, financial, medical, or insurance advice. You should consult with a licensed insurance agent or other professional before making any insurance or financial decisions.

6. Intellectual Property

  • Ownership: All content on the Website, including text, graphics, logos, images, and software, is the property of Virtual Plus or its licensors and is protected by U.S. and international copyright, trademark, and other intellectual property laws.
  • Limited License: We grant you a limited, revocable, non-exclusive license to access and use the Website for personal use, subject to these Terms. You may not copy, modify, distribute, sell, or lease any part of our content without our prior written consent.

7. Third-Party Links and Services

The Website may contain links to third-party websites, products, or services that are not owned or controlled by us. We do not endorse or assume any responsibility for any such third-party sites or services. If you access any third-party site, you do so at your own risk.

8. Disclaimer of Warranties

The Website and all content are provided “AS IS” and “AS AVAILABLE,” without any warranties of any kind, express or implied. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability

To the maximum extent permitted by law, in no event shall Virtual Plus its officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of or inability to use the Website, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless Virtual Plus and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, losses, damages, and expenses (including reasonable attorneys’ fees) arising out of or related to (a) your violation of these Terms, (b) your use of the Website, or (c) your violation of any rights of another.

11. Governing Law and Jurisdiction

These Terms and your use of the Website shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles. You agree to submit to the exclusive jurisdiction of the state and federal courts located in Broward County, Florida, for any disputes arising under these Terms.

12. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

13. Waiver

No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Virtual Plus regarding your use of the Website and supersede all prior or contemporaneous communications, whether electronic, oral, or written.

15. Contact Information

If you have any questions about these Terms, please contact us at:
Virtual Plus
Email: info@getvirtualplus.com
Website: http://www.getvirtualplus.com

Thank you for using Virtual Plus. We are committed to providing you with quality service and protecting your rights.